Tappy – Global Top-Ups, Gift Cards & Wallet SaaS Platform

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Tappy — World High-Ups, Present Playing cards & Pockets SaaS Platform

An entire, white-label platform to launch your personal worldwide airtime, information & gift-card enterprise — with a pay as you go pockets, AI Copilot, reseller program, developer API and a strong admin again workplace.

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Documentation

Constructed with: Laravel 13 · PHP 8.4 · React 19 · Inertia.js · TypeScript · Tailwind CSS v4 · Stripe · Reloadly

Promote airtime, information & reward playing cards to the entire world

Tappy is a production-ready SaaS script for digital recharge & rewards. Your prospects fund a pay as you go pockets, then ship cell top-ups and purchase reward playing cards throughout 140+ nations and 700+ operators — one after the other, in bulk, or on a recurring schedule. Resellers handle an agent community and earn fee, whilst you run the whole platform from a devoted admin again workplace. Each display is constructed with actual information, actual cash flows, and an actual take a look at suite — not a clickable mock-up.

Reside demo logins

Password for all accounts: password

• Admin — [email protected] a look at
• Enterprise — [email protected] a look at
• Reseller — [email protected] a look at
• Buyer — [email protected] a look at

All the pieces you should launch

5 income streams, one pockets, one API, one dashboard.

• Airtime & Knowledge — cell top-ups to 700+ operators with automated operator detection from the telephone quantity.
• Present Playing cards — a worldwide model catalog delivered immediately by e mail or SMS.
• Pay as you go Pockets — an actual ledger with funding, holds, charges, refunds and non-obligatory auto-reload.
• ✨ AI Copilot — ship top-ups and get solutions in plain language; the AI drafts, you affirm.
• Reseller Program — handle a buyer/agent community with configurable commissions and payouts.
• Developer API — scoped API keys, signed webhooks and code samples for simple integration.
• White-Label & CMS — rebrand all the things and edit the general public touchdown web page, no code required.
• ️ Admin Again Workplace — customers, KYC, a danger engine, commissions, a stay catalog and a full audit path.

Position-aware dashboards

Enterprise, reseller, buyer and admin every get a tailor-made residence with an actual pockets steadiness, stay KPIs, charts and fast actions. Constructed with React 19 + Inertia for an prompt, SPA-smooth expertise.

AI Copilot — top-ups by merely asking

A built-in assistant understands pure language, resolves the recipient and operator, calculates the price, and arms you a confirmable draft. It additionally solutions questions on balances and transactions utilizing your actual information.

• Pluggable LLM suppliers — Anthropic, OpenAI, OpenRouter, Groq or Gemini
• Works out-of-the-box with a built-in engine (no API key required)
• You at all times affirm — the AI by no means spends cash by itself

Ship a top-up — 140+ nations, operator auto-detected

Sort a telephone quantity and Tappy detects the nation, forex and operator in actual time, reveals native FX, and delivers in seconds — with a transparent price breakdown earlier than you affirm.

Present playing cards — a worldwide model catalog

Browse 1000’s of gift-card manufacturers throughout areas, filter by class, and ship digital codes immediately — the identical quick, acquainted move as top-ups.

An actual pockets & ledger — fund with Stripe

Each motion is an immutable ledger entry: funding, purchases, charges, holds and refunds. High up by way of Stripe Checkout (or swap in your personal gateway), set an auto-reload threshold, and export statements as CSV.

Transactions & receipts

Server-side search, filters and pagination throughout all transactions, with stay standing, downloadable receipts and CSV export.

Developer API — construct on Tappy

Situation scoped sk_live_ / sk_test_ keys, configure HMAC-signed webhooks, monitor supply, and replica ready-made snippets for Node.js, Python, cURL and PHP.

Reseller program — develop by way of brokers

Resellers handle their very own downstream prospects and earn fee on each profitable order. Earnings, fee tendencies and payouts are tracked mechanically and attributed to the appropriate agent.

Run the entire enterprise from one admin

An entire again workplace — not only a settings web page. Platform-wide GMV, success price, fee, supplier well being and alerts at a look.

KYC assessment — approve actual uploaded paperwork.

Configurable danger engine holds high-value orders for assessment.

Reside operator catalog synced from the supplier.

Customers, roles, KYC, suspension and “log in as consumer” help.

100% white-label — branding & landing-page CMS

Set your app title, logos (mild/darkish), favicon, colours and show modes, then edit each part of the general public homepage from the dashboard. search engine optimisation & social meta included. Your prospects by no means see a third-party model.

Edit each touchdown part — present/disguise, reset, no code.

Full function record

• 4 consumer roles: Admin, Enterprise, Reseller, Buyer
• Worldwide airtime & information top-ups (700+ operators)
• Automated operator detection & stay FX
• World gift-card catalog with prompt supply
• Pay as you go pockets with an immutable ledger
• Stripe Checkout funding (+ pluggable gateway)
• Pockets auto-reload with threshold & cooldown
• AI Copilot (multi-provider, confirm-to-send)
• Bulk top-ups by way of CSV add, per-row outcomes
• Recurring automations on a schedule
• Saved recipients & handle e-book
• Reseller program: prospects, tiers, commissions
• Automated fee attribution & earnings
• Configurable fee/pricing guidelines
• Developer REST API with scoped keys
• HMAC-signed webhooks + supply log
• Admin dashboard with actual platform metrics
• Person administration, roles & suspension
• KYC verification — doc add & assessment
• Danger & fraud engine with held-for-review
• Reside operator/nation catalog sync
• Audit log of delicate actions
• Admin “log in as consumer” impersonation
• Studies: income, margin, product combine, locations
• Transactions with search, filters & receipts
• CSV export throughout lists
• Help tickets with replies
• Notifications & in-app alerts
• White-label branding (logos, colours, modes)
• Touchdown-page CMS with search engine optimisation & social meta
• Integrations settings (Stripe, mail, suppliers)
• Two-factor authentication (Laravel Fortify)
• Mild & darkish mode
• Complete in-app & offline documentation

Constructed proper — safe & examined

• Cash integrity — server-side price calculation, row-locked pockets mutations and idempotency keys stop double-charges; failed deliveries auto-refund.
• Secrets and techniques encrypted — API keys and integration secrets and techniques are encrypted at relaxation and by no means returned to the shopper in plaintext.
• Hardened — CSRF safety, price limiting, request-size limits, signed webhooks (fail-closed in manufacturing) and KYC paperwork on personal storage.
• Take a look at suite — 300+ automated Pest assessments masking pockets, top-ups, refunds, roles, KYC, danger and webhooks.

Tech stack & necessities

Source