Revolut integrates payment service into Booking.com checkout globally

Revolut introduced on November 17, 2025, a world funds partnership with Reserving.com that permits clients to finish journey bookings by means of Revolut Pay, the corporate’s streamlined checkout answer. The combination took two years from preliminary growth to full deployment, in keeping with early investor Max Karpis, who shared technical details in regards to the collaboration on social media.

The partnership connects roughly 9 million Revolut clients who already buy by means of Reserving.com with enhanced cost performance. Revolut Pay now affords these customers one-click checkout functionality for lodging bookings, with flights and automobile leases scheduled to comply with. In keeping with the official announcement, virtually 2 million month-to-month lively customers presently make the most of Revolut Pay throughout collaborating retailers.

Alex Codina, Normal Supervisor of Buying at Revolut, characterised the mixing as assembly clients of their present habits patterns. “Our technique at Revolut is about assembly clients the place they’re,” Codina said. “Given our clients’ ardour for journey and the hundreds of thousands of customers on Reserving.com, this partnership is a pure match for us. Integrating Revolut Pay means a quicker, safer, and in the end extra rewarding checkout expertise for customers.”

The cost mechanism redirects clients from Reserving.com to the Revolut app throughout checkout, the place they full purchases by means of a single click on protected by biometric safety protocols. This implementation eliminates the necessity for patrons to enter card or financial institution particulars throughout every transaction, decreasing publicity of economic info to service provider methods.

Technical implementation particulars

Reserving.com adopted Revolut Enterprise infrastructure as a part of its day-to-day operations to facilitate the cost integration. In keeping with the announcement, this established operational belief in Revolut’s enterprise options earlier than increasing into client cost partnerships. The technical basis permits Reserving.com to course of transactions by means of Revolut’s buying infrastructure whereas clients profit from the streamlined authentication course of.

JC Rodriguez, Senior Director of Industrial Fintech at Reserving.com, defined the platform’s method. “At Reserving.com, we’re all the time taking a look at how we will make it simpler for everybody to expertise the world, and introducing progressive options to make transacting on our platform quick, safe and versatile for all clients is vital to that aim,” Rodriguez said. “With Revolut’s robust progress in key European markets, this partnership was a pure match.”

The cost system helps a number of currencies, addressing the worldwide nature of journey bookings. Clients can choose from foreign money choices related to their location and vacation spot, with conversion dealt with by means of Revolut’s established international trade infrastructure. In discussions on social media, Karpis famous that retailers profit from diminished fraud charges and decrease cost processing charges in comparison with conventional card networks. The association permits Revolut to cross a few of these financial savings to clients by means of loyalty incentives.

Revolut clients finishing transactions by means of Revolut Pay earn further RevPoints, the corporate’s pan-European debit loyalty program. This system permits level redemption at 1000’s of collaborating retailers, with choices together with airline miles, lodging stays, present playing cards, and experiences throughout the Revolut app. Normal incomes charges range by subscription tier, with higher-tier accounts receiving multiplied level accrual.

From November 17 by means of January 3, 2026, Revolut is providing 10X RevPoints on Reserving.com purchases accomplished by means of Revolut Pay. In keeping with the promotional phrases, this accelerated incomes price applies throughout all account varieties throughout the restricted timeframe. The multiplier represents a major enhance over normal reward charges, which generally present 2X factors for Revolut Pay transactions in comparison with normal card funds.

Karpis defined the inducement construction in response to consumer questions on social media. “No have to enter card or financial institution particulars, so you aren’t exposing your particulars, additionally you get 2x revpoints in your buy,” he wrote. “The service provider saves on the cardboard processing charges, and Revolut rewards you for it.” The economics allow what quantities to a three-way worth trade between platform, service provider, and buyer.

Phrases and circumstances specify that RevPoints incomes is dependent upon subscription plan degree. Revolut affords 5 tier constructions: Normal (free), Plus (€2.99 month-to-month), Premium (€7.99 month-to-month), Steel (€13.99 month-to-month), and Extremely (€60 month-to-month). Larger tiers present enhanced incomes multipliers and extra journey advantages together with airport lounge entry, insurance coverage protection, and world information packages.

The Reserving.com integration represents Revolut’s largest journey accomplice adoption of Revolut Pay so far. In keeping with the announcement, Reserving.com operates as one of many world’s main on-line journey platforms, with over 1 billion room nights booked by means of the platform in 2024. Karpis famous this scale in social media commentary earlier than the official partnership announcement.

Revolut serves over 65 million world clients and lots of of 1000’s of enterprise clients throughout its fintech platform. The corporate supplies banking companies together with present accounts, worldwide transfers, foreign money trade, funding merchandise, cryptocurrency entry, and insurance coverage distribution by means of licensed entities throughout a number of jurisdictions. Revolut Financial institution UAB operates as a Lithuanian-chartered financial institution supervised by the European Central Financial institution and Financial institution of Lithuania, with department operations in Germany and different European markets.

The journey trade alignment follows Revolut’s broader technique of integrating cost companies into high-frequency buyer touchpoints. Travel advertising and booking technologies have seen important growth in 2025, with main platforms introducing enhanced planning and transaction capabilities. Karpis advised that comparable integrations would enhance as Revolut’s buyer base grows, citing the operational benefits for each retailers and shoppers.

Rodriguez famous that the partnership would prolong past preliminary cost integration. “We’re enthusiastic about this collaboration and can proceed working with Revolut to discover strategic alternatives that ship worth to our hundreds of thousands of travellers and companions all world wide,” he said within the announcement.

Consumer suggestions and rollout observations

The combination grew to become seen to some customers earlier than the official announcement. Karpis reported recognizing Revolut Pay at Reserving.com checkout in August 2025 whereas touring in Wales, indicating phased rollout or restricted testing durations previous the total launch. He famous at the moment that he had not seen a partnership announcement regardless of the checkout possibility showing for his account.

Some customers expressed preliminary skepticism in regards to the cost possibility when it appeared with out formal announcement. One social media commenter said they encountered the characteristic the earlier week and “thought it was a rip-off” earlier than the official affirmation. Others reported geographical availability variations, with the cost methodology not showing for all customers regardless of account eligibility.

Karpis confirmed the mixing had “been applied for some time” when requested about beta rollout standing on November 19, suggesting that backend infrastructure and selective consumer publicity preceded the general public announcement by a number of months. This phased method permits platforms to check transaction processing, safety protocols, and consumer expertise flows earlier than saying availability to the total buyer base.

Consumer responses highlighted curiosity in tier-specific advantages. One commenter advised that Extremely subscribers ought to mechanically obtain elevated Reserving.com tier standing when paying with Revolut, or at minimal obtain a tier increase for present members. Karpis acknowledged this as a viable thought for Revolut to contemplate, although no formal advantages alignment was introduced past the RevPoints incomes construction.

Aggressive panorama for various funds

The partnership enters a aggressive panorama the place payment method flexibility more and more influences service provider choice and buyer loyalty. Main know-how corporations have expanded cost choices to incorporate rewards integration, installment financing, and streamlined checkout experiences that cut back friction in transaction completion.

Different cost strategies that bypass conventional card community charges present financial incentives for each retailers and cost platforms. By processing transactions by means of direct financial institution connections or proprietary cost rails, corporations like Revolut can provide decrease service provider service charges whereas sustaining safety requirements by means of biometric authentication and fraud detection methods.

The closed-loop loyalty construction creates further aggressive benefits. In contrast to conventional bank card rewards that function independently of service provider relationships, Revolut’s RevPoints system can incentivize particular service provider partnerships by means of elevated incomes charges. This enables the corporate to direct buyer habits towards most well-liked companions whereas retailers profit from diminished processing prices and probably increased conversion charges.

Reserving.com’s adoption indicators rising service provider acceptance of fintech cost alternate options in high-value transaction classes. Journey bookings usually contain bigger transaction quantities than on a regular basis purchases, making percentage-based cost processing charges notably important for service provider economics. Different cost strategies that cut back these prices whereas sustaining fraud safety provide compelling worth propositions for on-line journey platforms.

Strategic implications

The event marks continued enlargement of fintech corporations into service provider buying and cost processing historically dominated by established card networks and cost processors. Revolut’s buying enterprise, led by Codina, positions the corporate to compete instantly with standard cost service suppliers whereas leveraging its established buyer relationships.

For purchasers, the mixing affords sensible benefits past loyalty incentives. The elimination of repeated card entry reduces friction within the reserving course of, notably for frequent vacationers making a number of reservations. Biometric safety by means of the Revolut app supplies authentication with out requiring password entry or SMS verification codes. Forex choice functionality addresses the complexity of worldwide journey bookings the place vacation spot prices, dwelling foreign money billing, and optimum trade charges intersect.

The 2-year growth timeline Karpis cited displays the complexity of integrating cost methods between main platforms. Technical implementation requires coordination of authentication flows, transaction processing, settlement procedures, fraud detection, and compliance with monetary rules throughout a number of jurisdictions. The prolonged timeframe suggests substantial engineering funding by each corporations to make sure dependable operation at scale.

Reserving.com advantages from diversified cost choices that cut back dependency on conventional card networks whereas probably decreasing total cost processing prices. The partnership additionally strengthens relationships with European clients the place Revolut maintains notably robust market presence. Rodriguez particularly cited Revolut’s progress in key European markets as an element within the partnership resolution.

Regulatory and operational context

Revolut operates underneath European banking licenses by means of Revolut Financial institution UAB, with supervision from the European Central Financial institution and Financial institution of Lithuania. The corporate’s German operations operate by means of Revolut Financial institution UAB, Zweigniederlassung Deutschland, with oversight from the Bundesanstalt für Finanzdienstleistungsaufsicht to the extent of German department companies. This regulatory construction permits Revolut to offer credit score, cost, and present account companies throughout the European Financial Space.

Insurance coverage distribution operates by means of Revolut Insurance coverage Europe UAB, licensed by the Financial institution of Lithuania as an insurance coverage dealer. Funding companies operate by means of Revolut Securities Europe UAB, additionally licensed by the Financial institution of Lithuania. This multi-entity construction separates monetary companies underneath applicable regulatory oversight whereas sustaining unified buyer expertise by means of the Revolut app.

Cryptocurrency companies function by means of both Revolut Digital Belongings Europe Ltd, licensed by the Cyprus Securities and Alternate Fee as a Crypto Asset Service Supplier underneath EU Regulation 2023/1114, or by means of Revolut Ltd within the UK, which is registered with the Monetary Conduct Authority for cryptocurrency companies underneath cash laundering rules. Commodity companies stay unregulated by means of Revolut Ltd.

The regulatory framework issues for cost partnerships as a result of it establishes the authorized foundation for transaction processing, buyer fund safety, and cross-border cost capabilities. Revolut’s banking licenses allow it to course of funds as a principal fairly than merely facilitating transactions between clients and retailers by means of third-party processors.

Implementation timeline and enlargement plans

The November 17 announcement specified that lodging bookings gained fast Revolut Pay help, with flights and automobile leases to comply with in unspecified future updates. This staged enlargement permits each corporations to validate transaction processing and buyer expertise for lodging earlier than extending to further product classes.

The promotional 10X RevPoints interval working by means of January 3, 2026, supplies incentive for early adoption whereas enabling Revolut to assemble utilization information throughout the vacation journey season. This timing captures each winter vacation journey and early planning for spring and summer time journeys, providing perception into reserving patterns throughout totally different journey varieties and lead instances.

Rodriguez’s assertion about persevering with collaboration to discover strategic alternatives suggests the partnership might prolong past cost processing alone. Potential expansions may embody information sharing for personalised affords, built-in journey planning instruments, or enhanced loyalty program linkages between Reserving.com’s tiered member advantages and Revolut’s subscription ranges.

Karpis predicted rising service provider adoption of Revolut Pay because the buyer base grows, creating community results the place further customers make integration extra beneficial to retailers whereas service provider participation drives buyer acquisition. “It’ll solely enhance as Revolut’s buyer base grows, I feel,” he wrote. “Retailers get much less fraud, smoother funds for the client and cost processing charges are decrease. Clients get further safety, ease of cost additional RevPoints.”

The community impact dynamics may place Revolut Pay as a regular checkout possibility throughout a number of service provider classes, notably in Europe the place the corporate maintains strongest market penetration. Nevertheless, geographic enlargement faces regulatory complexity as banking and cost rules range considerably throughout jurisdictions past the European Financial Space.

Timeline

Abstract

Who: Revolut, a European fintech firm with over 65 million clients, partnered with Reserving.com, one of many world’s main on-line journey platforms. Alex Codina serves as Normal Supervisor of Buying at Revolut, whereas JC Rodriguez holds the place of Senior Director of Industrial Fintech at Reserving.com.

What: The businesses built-in Revolut Pay into Reserving.com’s checkout course of, enabling one-click funds by means of biometric authentication within the Revolut app. The system helps lodging bookings instantly, with flights and automobile leases deliberate for future enlargement. Clients earn RevPoints loyalty rewards, with a promotional 10X multiplier working by means of January 3, 2026.

When: Revolut introduced the partnership on November 17, 2025, although the cost possibility appeared for some customers as early as August 2025 throughout testing phases. The event course of took two years from preliminary work to full deployment. The promotional 10X RevPoints interval extends from November 17, 2025, by means of January 3, 2026.

The place: The combination operates globally throughout Reserving.com’s platform, out there to Revolut’s buyer base concentrated in European markets however extending to customers worldwide. Transactions course of by means of Revolut Financial institution UAB, chartered in Lithuania with supervision from the European Central Financial institution and nationwide regulators.

Why: The partnership addresses a number of goals: Revolut expands cost service adoption in journey, a high-frequency buyer class; Reserving.com diversifies cost choices whereas probably decreasing processing prices; clients acquire streamlined checkout with safety and rewards incentives. The combination took two years due to technical complexity integrating authentication, transaction processing, settlement, and fraud detection throughout main platforms working underneath a number of monetary rules.