{"id":7864,"date":"2022-01-30T17:10:20","date_gmt":"2022-01-30T17:10:20","guid":{"rendered":"https:\/\/mailinvest.blog\/index.php\/2022\/01\/30\/do-you-buy-your-smartphones-outright\/"},"modified":"2022-01-30T17:10:20","modified_gmt":"2022-01-30T17:10:20","slug":"do-you-buy-your-smartphones-outright","status":"publish","type":"post","link":"https:\/\/mailinvest.blog\/index.php\/2022\/01\/30\/do-you-buy-your-smartphones-outright\/","title":{"rendered":"Do you buy your smartphones outright?"},"content":{"rendered":"

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Smartphones are expensive; even those that aren\u2019t supposed to be can get pretty pricey aftertax. That\u2019s why carriers like Bell<\/a>, Telus<\/a> and Rogers<\/a> offer subsidized pricing, breaking down the cost of a phone to a more manageable amount.<\/p>\n

However, often when, especially if it\u2019s a new phone involved, the carrier adds a premium to the monthly cost<\/a>, plus you have to purchase a phone plan, making your monthly payments more than you expected and in some cases more expensive than the phone itself. If you\u2019re someone like me who likes to update your smartphone often, the Big Three carriers also offer a loaner option. You purchase the smartphones for a lower cost, and then after two years, you have to return the phones. This option is similar to loaning a car, which means you have to keep your phone in pristine condition for two years.<\/p>\n

There is another option that many people don\u2019t seem to consider, however. If you\u2019re purchasing a Samsung<\/a> or Apple flagship<\/a> directly from the company itself, you can subsidize the cost of the phone, and you won\u2019t be charged a premium or required to buy a phone plan, so that\u2019s another option.<\/p>\n

So our question this week: do you purchase your phone outright, or do you subsidize it? And if you do subsidize it, do you grab it from the manufacturer directly or buy it from a carrier. Let us know in the comments below.<\/p>\n<\/p><\/div>\n