{"id":134995,"date":"2026-07-13T11:47:49","date_gmt":"2026-07-13T11:47:49","guid":{"rendered":"https:\/\/mailinvest.blog\/index.php\/2026\/07\/13\/managing-marketing-the-regulatory-impact-on-superannuation-marketing-in-australia\/"},"modified":"2026-07-13T11:49:10","modified_gmt":"2026-07-13T11:49:10","slug":"managing-marketing-the-regulatory-impact-on-superannuation-marketing-in-australia","status":"publish","type":"post","link":"https:\/\/mailinvest.blog\/index.php\/2026\/07\/13\/managing-marketing-the-regulatory-impact-on-superannuation-marketing-in-australia\/","title":{"rendered":"Managing Marketing: The Regulatory Impact On Superannuation Marketing In Australia"},"content":{"rendered":"<p> <a href=\"https:\/\/go.fiverr.com\/visit\/?bta=1052423&nci=17043\" Target=\"_Top\"><img loading=\"lazy\" decoding=\"async\" border=\"0\" src=\"https:\/\/fiverr.ck-cdn.com\/tn\/serve\/?cid=40081059\" loading=\"lazy\"  width=\"601\" height=\"201\"><\/a>\n<br \/><img decoding=\"async\" src=\"https:\/\/www.trinityp3.com\/wp-content\/uploads\/2026\/04\/andrew-nick-1.jpg\" loading=\"lazy\" \/><\/p>\n<div itemprop=\"text\">\n<p><span style=\"font-weight: 400;\"><a href=\"https:\/\/www.linkedin.com\/in\/nijackson\/\" target=\"_blank\" rel=\"noopener\" class=\"external\">Nick Jackson<\/a> is the CEO and co-founder of <a href=\"https:\/\/www.linkedin.com\/company\/artist-partners\/\" target=\"_blank\" rel=\"noopener\" class=\"external\">Artist Partners<\/a>, and collaborates with <a href=\"https:\/\/www.linkedin.com\/in\/andrewmote\/\" target=\"_blank\" rel=\"noopener\" class=\"external\">Andrew Mote<\/a>, the Principal and Founding father of <a href=\"https:\/\/www.linkedin.com\/company\/mote-advisory\/\" target=\"_blank\" rel=\"noopener\" class=\"external\">Mote Advisory<\/a> on analysing and advising superannuation funds on assembly their fiduciary obligations in terms of their advertising and marketing funding.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">The discover the complexities of promoting throughout the Australian superannuation trade, specializing in regulatory scrutiny, measurement challenges, and strategic insights for entrepreneurs aiming to display member advantages and enterprise outcomes.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">For a sector that manages greater than $4.13 trillion in funds, making it one of many world\u2019s largest pension programs, and spending $482 million a 12 months on advertising and marketing and sponsorship, that is an important dialog to listen in on.<\/span><\/p>\n<p>You may hearken to the podcast right here:<\/p>\n<p><iframe loading=\"lazy\" data-lazy=\"true\" data-src=\"https:\/\/www.trinityp3.com\/podcasts\/regulatory-impact-on-superannuation-marketing\/about:blank\" width=\"100%\" height=\"166\" frameborder=\"no\" scrolling=\"no\" data-rocket-lazyload=\"fitvidscompatible\" data-lazy-data-lazy=\"true\" data-src=\"https:\/\/w.soundcloud.com\/player\/?url=https%3A\/\/api.soundcloud.com\/tracks\/soundcloud%253Atracks%253A2335297184&amp;color=%23ff5500&amp;auto_play=false&amp;hide_related=false&amp;show_comments=true&amp;show_user=true&amp;show_reposts=false&amp;show_teaser=true\"><\/iframe><noscript><iframe loading=\"lazy\" data-lazy=\"true\" data-src=\"https:\/\/w.soundcloud.com\/player\/?url=https%3A\/\/api.soundcloud.com\/tracks\/soundcloud%253Atracks%253A2335297184&amp;color=%23ff5500&amp;auto_play=false&amp;hide_related=false&amp;show_comments=true&amp;show_user=true&amp;show_reposts=false&amp;show_teaser=true\" width=\"100%\" height=\"166\" frameborder=\"no\" scrolling=\"no\"><\/iframe><\/noscript><\/p>\n<p>Observe Managing Advertising on\u00a0<a class=\"external\" href=\"https:\/\/soundcloud.com\/managing-marketing\" target=\"_blank\" rel=\"noopener noreferrer\">Soundcloud<\/a>,\u00a0<a class=\"external\" href=\"https:\/\/managingmarketing.podbean.com\/\" target=\"_blank\" rel=\"noopener\">Podbean,<\/a>\u00a0<a class=\"external\" href=\"https:\/\/tunein.com\/podcasts\/Business--Economics-Podcasts\/Managing-Marketing-p1275737\/\" target=\"_blank\" rel=\"noopener noreferrer\">TuneIn<\/a>,\u00a0<a class=\"external\" href=\"https:\/\/open.spotify.com\/show\/75mJ4Gt6MWzFWvmd3A64XW\" target=\"_blank\" rel=\"noopener noreferrer\">Stitcher,<\/a>\u00a0<a class=\"external\" href=\"https:\/\/open.spotify.com\/show\/75mJ4Gt6MWzFWvmd3A64XW\" target=\"_blank\" rel=\"noopener noreferrer\">Spotify,<\/a>\u00a0<a class=\"external\" href=\"https:\/\/podcasts.apple.com\/au\/podcast\/managing-marketing\/id1018735190\" target=\"_blank\" rel=\"noopener noreferrer\">Apple Podcast<\/a>\u00a0and\u00a0<a class=\"external\" href=\"https:\/\/music.amazon.com\/podcasts\/5e7b205c-81c9-44e0-aa1d-d2ce504c6048%E2%80%8B\" target=\"_blank\" rel=\"noopener noreferrer\">Amazon Podcasts.<\/a><\/p>\n<h3\/>\n<h3 style=\"text-align: center;\">I believe the advertising and marketing trade as a complete has a little bit of a behavior in the mean time of mass generalisations.<\/h3>\n<h3\/>\n<h3>Transcription (Edited):<\/h3>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Hello, I\u2019m Darren Woolley, founder and CEO of Trinity P3 Advertising Administration Consultancy. Welcome to Managing Advertising, a weekly podcast the place we talk about the problems and alternatives dealing with advertising and marketing, media, and promoting with trade thought leaders and practitioners.<\/p>\n<p>Again in 1992, with the introduction of the Australian Superannuation Assure, obligatory contributions to an excellent fund grew to become a part of the Australian office. Thirty-four years later, superannuation property in Australia have reached roughly $4.13 trillion, making it one of many world\u2019s largest pension programs.<\/p>\n<p>With Australian superannuation funds spending $482 million on advertising and marketing and sponsorship within the earlier monetary 12 months, it\u2019s no surprise that APRA, the Australian Prudential Regulation Authority, is taking a look at advertising and marketing expenditure to make sure it&#8217;s being invested in the most effective pursuits of its members. However what does this imply for entrepreneurs within the sector and their budgets? To assist us perceive the implications of this scrutiny, please welcome the CEO and co-founder of Artist Companions, Nick Jackson, and his collaborator on this work, the principal and founding father of Moat Advisors, Andrew Mote.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Thanks Darren, good to be right here.<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>Nice to be right here, thanks.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>They&#8217;re large numbers, aren\u2019t they? We\u2019re speaking about trillions of {dollars} below administration and lots of of thousands and thousands spent on promoting. For the common particular person, tremendous is commonly one thing that occurs within the background till they method retirement age. Andrew, how do you see the present market?<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>I believe the categorisation into retail, trade, and the remnants of what was once referred to as authorities tremendous is appropriate. There may be some innovation with a fourth class round \u201cwrapper\u201d kind merchandise for high-net-worth people. Your characterisation of consolidation can be proper.<\/p>\n<p>We\u2019ve had a complete cohort of Australians contributing for many years, and we at the moment are on the stage the place persons are rolling out of tremendous into retirement phases. This marks a serious shift in focus:<\/p>\n<p>How have we spent the cash? Is it delivering these retirement outcomes?<\/p>\n<h4><strong>The Finest Monetary Pursuits Obligation<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Nick, out of your perspective, why has advertising and marketing develop into such a serious curiosity level for APRA?<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Basically, it\u2019s as a result of it\u2019s such a big portion of the funds themselves. The overall advertising and marketing spend in 2025 was over half a billion {dollars}. With that degree of spend, it justifies scrutiny. There may be now an onus on advertising and marketing groups to display tangible member advantages\u2014although even the definition of that&#8217;s murky territory in the mean time.<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>A significant regulatory shift has occurred. We used to seek advice from the \u201cfinest pursuits\u201d of the members, however this has shifted to the \u201cfinest <em>monetary<\/em> pursuits\u201d of the members. That triggered the info assortment and the next concentrate on 14 particular funds.<\/p>\n<p>Should you hint the laws again just a few years to the explanatory memorandums, there may be direct dialogue about advertising and marketing spend. The intent of policymakers was to maneuver away from a easy \u201coutcomes check\u201d towards a \u201cobjective check.\u201d They need to see the method you observe, guaranteeing it&#8217;s traceable, linked to outcomes, and backed by proof throughout the firm.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Superannuation is all about funding. As a marketer, you&#8217;d be blissful to be seen as an funding throughout the organisation to assist with development. However proving the return on that funding has develop into more and more complicated. It\u2019s not sufficient to only attribute; it&#8217;s a must to financially show how that funding acts in the most effective monetary curiosity of the members.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Advertising groups are sometimes being bought \u201csilver bullet\u201d options. For instance, some are instructed that Advertising Combine Modelling (MMM) is the reply to all ROI questions. Equally, attribution is commonly demonised for under measuring one a part of a buyer journey. Proper now, we don\u2019t really feel advertising and marketing groups are adequately set as much as reply APRA\u2019s scrutiny, and that&#8217;s one thing we&#8217;re very targeted on.<\/p>\n<h4><strong>The Effectivity Problem: <\/strong><strong>Rising Prices to Purchase<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>A lot measurement within the trade is completed by the individuals promoting you the media\u2014the \u201cwalled gardens.\u201d Andrew, what ought to entrepreneurs be serious about to ship the proof required?<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>There&#8217;s a disconnect throughout many industries\u2014not simply tremendous\u2014between early indicator metrics and tracing them via to enterprise outcomes. For tremendous, meaning asking if the client really ended up becoming a member of and what number of funds they introduced in. With out that, productiveness targets or steady enchancment workouts can\u2019t be run. Entrepreneurs can now serve their CEO and CFO, in addition to APRA, by doing these identical issues.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Connecting advertising and marketing funding to industrial outcomes entails defining what a member profit is. One profit may be decreasing the price to accumulate. Promoting funding goes up year-on-year. From 2023 to 2024, it rose from roughly $300 million to over $400 million. On the identical time, the price to accumulate throughout the trade has additionally gone up. The effectivity isn\u2019t being demonstrated within the numbers.<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>The logic is that if we spend money on advertising and marketing and purchase extra members, we share our mounted prices over a higher variety of individuals, thereby decreasing charges. For context, in FY23, we expect trade price to accumulate was round $135. In FY25, that&#8217;s as much as $173. There&#8217;s a large distribution inside these numbers; some are performing properly, whereas others have an enormous alternative for enchancment.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>I think about these funds are capturing this knowledge, however maybe it isn\u2019t central to the advertising and marketing perform?<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>Traditionally, it\u2019s been difficult to maneuver from platform metrics and \u201copaque\u201d metrics like model consciousness into the central databases of an organisation. That&#8217;s shifting. What wasn\u2019t potential 5 years in the past is feasible now, but it surely takes advertising and marketing working with enterprise technique and inner IT groups. You have to to indicate your workings down the observe.<\/p>\n<h4><strong>Sponsorship and Knowledge Governance<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Nick, advertising and marketing numbers additionally embrace sponsorship, which may be extremely tough to connect with regulatory inquiry.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>I\u2019m not going to say MMM is the one reply. In the end, it\u2019s about knowledge governance. If an organisation has a grip on each stage of the client journey and measures issues that matter\u2014aggressive acquisition prices, retention, and lifelong worth\u2014then experiments in sponsorship may be validated. Proper now, advertising and marketing prices are rising alongside acquisition prices, which means that steady enchancment isn\u2019t being noticed at a complete trade degree.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>You\u2019d anticipate that if somebody requested to show the return, there can be a transfer towards \u201clast-click attribution\u201d or \u201cefficiency media\u201d\u2014the irony being the implication that it\u2019s the one media that performs. That is harmful as a result of it solely accounts for the final a part of consideration.<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>It reveals up within the knowledge. For instance, Conscious Tremendous is spending excessive ranges relative to its friends. Their acquisition is comparatively low, so their price to accumulate is sort of excessive\u2014over $500 in comparison with AustralianSuper, which runs nearer to $80. Nevertheless, Conscious Tremendous and HESTA have churn charges round 8\u20139%, which is decrease than a few of their friends. One in 5 of Conscious Tremendous\u2019s clients is a \u201cswitcher,\u201d a discerning buyer. Unscrambling that egg is complicated, and we assist corporations work via these nuances.<\/p>\n<h4><strong>Bridging the Inside Divide<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>This isn\u2019t only a advertising and marketing challenge; it\u2019s a enterprise challenge. You may now not consider advertising and marketing because the \u201ccolouring-in\u201d division. It must be as built-in because the investments crew.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Good advertising and marketing is simply good enterprise. Should you take a holistic view, what&#8217;s a enterprise aside from product, promotion, value, and place? We referred to as ourselves Artist Companions as a result of we need to marry intuition with knowledge and science. That blend of artwork and science, or logic and instinct, is what&#8217;s going to allow groups in an AI-driven future.<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>I\u2019ve been in heated discussions between advertising and marketing and the remainder of the organisation. I\u2019m undecided the way it ended up so adversarial. Each organisation has a product or technique one who needs that can assist you work out whether or not to spend a greenback on retaining a buyer versus attracting a brand new one. Belief them and work with them. That partnership can open up IT and enable you to work via regulatory questions from APRA.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Usually, organisations have a \u201cadvertising and marketing division\u201d that&#8217;s actually only a promotions arm. Pricing, product, and distribution occur elsewhere. Anybody who has studied advertising and marketing is aware of these levers should be labored in live performance. Misalignment happens when these 4 \u2018Ps\u2019 are disconnected. We&#8217;d like a tradition of \u201cprotected inquiry\u201d the place entrepreneurs don\u2019t really feel they&#8217;ve to guard their finances simply because it\u2019s the very first thing reduce in a downturn.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Entrepreneurs are at the moment sitting at a confluence of forces:<\/p>\n<p>APRA stress, the digitisation of platforms, and the arrival of AI. They&#8217;re questioning which approach to go. Our recommendation is to first get a grip on connecting funding to member outcomes. Level options aren\u2019t sufficient. We suggest that every advertising and marketing organisation construct a \u201cmeasurement backbone\u201d that integrates metrics that matter to grasp how funding is influencing them. It\u2019s not simple work, but it surely\u2019s essential.<\/p>\n<h4><strong>Sign Design and the Measurement Backbone<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Andrew, how do you operationalise that measurement course of?<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>Get on the identical web page concerning the \u201cmetrics that matter.\u201d You must sit down as a management crew and admit should you can\u2019t at the moment measure these items deeply. Usher in IT, analytics, and technique to map out how programs speak to one another. This isn\u2019t about chopping the finances; it\u2019s about saying, \u201cFrom that very same $30 million subsequent 12 months, we need to get one other 3% of shoppers.\u201d<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>The answer is completely different for each organisation based mostly on maturity. You have to have a look at your knowledge maturity. Many organisations solely have knowledge that partially explains what occurred. You can not get to predictive modelling with out high quality knowledge at first.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Inside superannuation, there may be a variety of knowledge about how everybody else is performing that you might use. The extra knowledge you&#8217;ve gotten, the higher the econometric mannequin. As George Field mentioned, \u201cAll fashions are flawed, some are helpful.\u201d<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>We use the time period \u201csign design.\u201d It pertains to metrics that matter, but in addition asks:<\/p>\n<p>what indicators do we have to floor to elucidate what occurred? It may be engagement ranges\u2014what number of members open emails, for example. Sign design isn\u2019t only for knowledge scientists; it\u2019s for inventive entrepreneurs to find out what issues will finally assist display industrial outcomes.<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>The \u201choly grail\u201d is with the ability to say that not solely does our advertising and marketing usher in clients effectively, however we additionally know the <em>high quality<\/em> of the client. Should you can usher in low-claiming clients for a well being insurer, or excessive capital inflows for an excellent fund, that&#8217;s liquid gold.<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Virtually, constructing a measurement backbone means taking knowledge from disparate programs alongside a buyer journey and ingesting it right into a central knowledge warehouse. From that, we construct a \u201csemantic layer\u201d the place we join knowledge details to which means and relationships. This infrastructure is what you then construct measurement on high of.<\/p>\n<h4><strong>Strategic Variations: <\/strong><strong>Retail vs. Standalone Funds<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Standalone trade funds are one factor, however retail funds are sometimes a part of bigger multifaceted establishments like MLC, Colonial First State, or AMP. Is their problem completely different?<\/p>\n<p><strong>Andrew Mote: <\/strong><\/p>\n<p>At a technical and advertising and marketing degree, the challenges are comparable. Nevertheless, establishing your personal tremendous presence and voice if you end up a part of a large model is a novel hurdle. These organisations additionally face strategic questions on whether or not they actually need to keep within the superannuation recreation. We regularly see them purchase a fund after which exit just a few years later as a result of it isn\u2019t large enough for his or her core enterprise.<\/p>\n<p>Vanguard is a good instance. They&#8217;ve a beautiful model round low-cost index ETFs. I nearly signed up for his or her tremendous product myself till I realised there have been higher merchandise out there with decrease charges. There was a disconnect between their model promise and the product, and their core buyer base wasn\u2019t going to shift throughout if the product didn\u2019t match the model.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>We\u2019ve additionally seen the expansion of smaller, progressive funds like Australian Moral, Future Tremendous, Spaceship, and Superhero. How will they meet these regulatory necessities?<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>In some methods, it&#8217;s simpler for them. If they&#8217;re \u201cdigital-native\u201d companies, they aren\u2019t encumbered by legacy programs and guide processes. I think the very large finish of city is already working to resolve these challenges. It\u2019s those within the center which might be maybe under-resourced and haven\u2019t but positioned themselves to deal with this APRA query.<\/p>\n<h4><strong>Conclusion and Sensible Recommendation<\/strong><\/h4>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>If entrepreneurs in an excellent fund need insights or route, what&#8217;s one of the best ways for them to succeed in you?<\/p>\n<p><strong>Nicholas Jackson: <\/strong><\/p>\n<p>Andrew and I developed a perspective and we invite anybody from a superannuation fund to speak to us. We might love the chance to share our evaluation with a CMO or CEO. In the event that they haven\u2019t finished the evaluation themselves, there may be a variety of worth there. We will speak particularly concerning the sensible methods entrepreneurs can tackle this problem.<\/p>\n<p><strong>Darren Woolley: <\/strong><\/p>\n<p>Trillions of {dollars} are concerned, and authorities oversight is significant when so many individuals\u2019s future monetary well being relies on it. It will likely be attention-grabbing to see how this unfolds over the following 12 months. Thanks each for becoming a member of me. One ultimate query earlier than you go:<\/p>\n<p>who do you each have your tremendous funds with?<\/p>\n<\/p><\/div>\n<iframe data-lazy=\"true\" data-src=\"https:\/\/www.fiverr.com\/gig_widgets?id=U2FsdGVkX18x7XQvttUTrv1oEqmGNGTgvvCUiUoJ\/AP4z\/UyMz8lXGOLpu15jIMxBbTR0gmD5uBoFvhC4KWeALQRp3h\/X\/AwcVD0K8Wj9H\/ZzYKzcCNHosB9oS4SCJJFWiN85P9ICAc4OgCoE\/wHKIY7CDkf2\/DQ1vqGvk4smVe5cRDEmrLPCWi4FC8p40VUhSmWQ5udCm0zoJtorgWv3vbDQw0kKYkwn39ozAnQXDe+YvWMxkLFWA+O3TFwkJvdkIK+\/AUSnRssPKt5WHY0FhNOxnSPcLslEL4G4\/RfP95ve99U+kRnDy3X+KtzdQLY+u935ghON\/o3UE4IMv9oN6JX9RnxzL\/LRcOgnHigxStSGPKsZYtnz8RWNVT\/rOLAibqiWJadC5MYHRbekF3eg6FOGrQGkXYbsn0+a5aovnlLCbLwIqY9fcS17UX8J235iQ6cdmHNbrPeS84CMm34RA==&affiliate_id=1052423&strip_google_tagmanager=true\" loading=\"lazy\" data-with-title=\"true\" class=\"fiverr_nga_frame\" frameborder=\"0\" height=\"350\" width=\"100%\" referrerpolicy=\"no-referrer-when-downgrade\" data-mode=\"random_gigs\" onload=\" var frame = this; var script = document.createElement('script'); script.addEventListener('load', function() { window.FW_SDK.register(frame); }); script.setAttribute('src', 'https:\/\/www.fiverr.com\/gig_widgets\/sdk'); document.body.appendChild(script); \" ><\/iframe>\n<br \/><a href=\"https:\/\/www.trinityp3.com\/podcasts\/regulatory-impact-on-superannuation-marketing\/\">Source link <\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Nick Jackson is the CEO and co-founder of Artist Partners, and collaborates with Andrew Mote, the Principal and Founding father of Mote Advisory on analysing&#8230;<\/p>\n","protected":false},"author":1,"featured_media":134996,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-134995","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tech-universe"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.0 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Managing Marketing: The Regulatory Impact On Superannuation Marketing In Australia - mailinvest.blog<\/title>\n<meta name=\"description\" content=\"Technology is forever changing, and there are always new pieces of technology to replace obsolete ones. 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